Ruby is a financial technology company, not a bank. Banking services provided by Midland States Bank, Member FDIC.
Ruby is a financial technology company, not a bank. Banking services provided by Midland States Bank, Member FDIC.
Ruby offers a full suite of financial solutions
Ruby offers a full suite of financial solutions
Ruby offers a full suite of financial solutions
Ruby offers a full suite of financial solutions
Unified view of your business
Unified view of your business
Intelligent insights from finance and sales data.
Intelligent insights from finance and sales data.
Cards, expenses, accounting, and invoices in one.
Cards, expenses, accounting, and invoices in one.
Seamless invoice management
Seamless invoice management
Manage and track all your invoices.
Manage and track all your invoices.
Accounts payable
Accounts payable
Seamlessly manage all your vendor payments.
Seamlessly manage all your vendor payments.
Seamlessly manage all your vendor payments.
Granular spend management
Granular spend management
Track and analyze your expenses.
Track and analyze your expenses.
Track and analyze your expenses.
Everything you'd expect and more
Everything you'd expect and more
Everything you'd expect and more
Everything you'd expect and more
Automated chargeback resolution
Automated chargeback resolution
Connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks, saving you time and money.
Connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks, saving you time and money.
Vendor reimbursements
Vendor reimbursements
Vendor reimbursements
We’ll find and recover any failed marketplace and shipping fees for you. Reinvest lost fees to grow your business.
We’ll find and recover any failed marketplace and shipping fees for you. Reinvest lost fees to grow your business.
Centralized financial insights
Centralized financial insights
Centralized financial insights
Stay data-driven with a comprehensive view of your business. Your sales, revenue, and financial data in one place for better insights and decision-making.
Stay data-driven with a comprehensive view of your business. Your sales, revenue, and financial data in one place for better insights and decision-making.
Embedded accounting
Embedded accounting
Embedded accounting
Seamless double-entry accounting system featuring integrated e-commerce connectors, in-depth financial reports, and total control over your ledgers.
Seamless double-entry accounting system featuring integrated e-commerce connectors, in-depth financial reports, and total control over your ledgers.
Automated chargeback resolution
Connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks, saving you time and money.
Vendor reimbursements
Ruby audits and recovers hidden and erroneous marketplace, shipping, and 3PL fees. Reinvest the reclaimed funds to fuel business growth.
Centralized financial insights
Stay data-driven with a comprehensive view of your business. Your sales, revenue, and financial data in one place for better insights and decision-making.
Embedded accounting
Seamless double-entry accounting system featuring integrated e-commerce connectors, in-depth financial reports, and total control over your ledgers.
Automated chargeback resolution
Connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks, saving you time and money.
Vendor reimbursements
Ruby audits and recovers hidden and erroneous marketplace, shipping, and 3PL fees. Reinvest the reclaimed funds to fuel business growth.
Centralized financial insights
Stay data-driven with a comprehensive view of your business. Your sales, revenue, and financial data in one place for better insights and decision-making.
Embedded accounting
Seamless double-entry accounting system featuring integrated e-commerce connectors, in-depth financial reports, and total control over your ledgers.
Automated chargeback resolution
Connect your commerce platforms in a few simple steps, and let Ruby automatically detect and resolve chargebacks, saving you time and money.
Vendor reimbursements
Ruby audits and recovers hidden and erroneous marketplace, shipping, and 3PL fees. Reinvest the reclaimed funds to fuel business growth.
Centralized financial insights
Stay data-driven with a comprehensive view of your business. Your sales, revenue, and financial data in one place for better insights and decision-making.
Embedded accounting
Seamless double-entry accounting system featuring integrated e-commerce connectors, in-depth financial reports, and total control over your ledgers.
Efficiency, speed, and savings woven into every business decision with Ruby
Efficiency, speed, and savings woven into every business decision with Ruby
Efficiency, speed, and savings woven into every business decision with Ruby
Efficiency, speed, and savings woven into every business decision with Ruby
Enterprise businesses
Enterprise businesses
Streamline financial operations with powerful tools, enhancing efficiency and ensuring seamless transactions.
Streamline financial operations with powerful tools, enhancing efficiency and ensuring seamless transactions.
Built to match your business
Built to match your business
Built to match your business
Built to match your business
E-commerce
E-commerce
Small Business
Small Business
Enterprise
Enterprise
Seamlessly integrate with your business stack
Seamlessly integrate with your business stack
Seamlessly integrate with your business stack
Seamlessly integrate with your business stack
Centralize your business operations and finance all in one place. Sync Ruby with your platforms in commerce, logistics, and finance.
Centralize your business operations and finance all in one place. Sync Ruby with your platforms in commerce, logistics, and finance.
Centralize your business operations and finance all in one place. Sync Ruby with your platforms in commerce, logistics, and finance.
Security
Safety and Security
Safety and Security
Safety and Security
Safety and Security
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
Why switch from legacy banking to Ruby
Why switch from legacy banking to Ruby
Why switch from legacy banking to Ruby
Why switch from legacy banking to Ruby
Real-time commerce and financial insights
Real-time commerce and financial insights
Real-time commerce and financial insights
Optimize with automated fee recovery tools
Optimize with automated fee recovery tools
Optimize with automated fee recovery tools
ACH at no cost
ACH at no cost
ACH at no cost
24/7 support
24/7 support
24/7 support
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Midland States Bank, Member FDIC. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Midland States Bank, Member FDIC. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Midland States Bank, Member FDIC. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Midland States Bank, Member FDIC. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Midland States Bank, Member FDIC. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Midland States Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.