Centralized hub for your financial operations
Centralized hub for your financial operations
Centralized hub for your financial operations
Centralized hub for your financial operations
Centralized hub for your financial operations
Benefits
Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution
Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution
Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution
Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution
All in one
Essential financial and business tools.
All in one
Essential financial and business tools.
All in one
Essential financial and business tools.
All in one
Essential financial and business tools.
Intelligent automations
Advanced software to save you time.
Intelligent automations
Advanced software to save you time.
Intelligent automations
Advanced software to save you time.
Intelligent automations
Advanced software to save you time.
Seamless experience
Intuitive design to simplify your workflows.
Seamless experience
Intuitive design to simplify your workflows.
Seamless experience
Intuitive design to simplify your workflows.
Seamless experience
Intuitive design to simplify your workflows.
Features
All the financial tools you need in one place
Optimize your business operations with a full suite of financial tools to keep your business running smoothly.
• Pay vendors via ACH at no cost
• Custom groups to keep track of spend
• Real-time analytics on expenses and income
• Seamlessly manage and pay invoices
All the financial tools you need in one place
Optimize your business operations with a full suite of financial tools to keep your business running smoothly.
• Pay vendors via ACH at no cost
• Custom groups to keep track of spend
• Real-time analytics on expenses and income
• Seamlessly manage and pay invoices
All the financial tools you need in one place
Optimize your business operations with a full suite of financial tools to keep your business running smoothly.
• Pay vendors via ACH at no cost
• Custom groups to keep track of spend
• Real-time analytics on expenses and income
• Seamlessly manage and pay invoices
All the financial tools you need in one place
Optimize your business operations with a full suite of financial tools to keep your business running smoothly.
• Pay vendors via ACH at no cost
• Custom groups to keep track of spend
• Real-time analytics on expenses and income
• Seamlessly manage and pay invoices
Chargeback resolution
Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved
Chargeback resolution
Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved
Chargeback resolution
Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved
Chargeback resolution
Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved
Audits & Reimbursement
Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more
Audits & Reimbursement
Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more
Audits & Reimbursement
Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more
Audits & Reimbursement
Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more
Detailed business insights
Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics
Detailed business insights
Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics
Detailed business insights
Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics
Detailed business insights
Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics
Features
Complete financial management in one platform
Complete financial management in one platform
Complete financial management in one platform
Complete financial management in one platform
Spend Management
Spend Management
Spend Management
Interoperability
Interoperability
Ruby syncs and integrates with your business ecosystem.
Ruby syncs and integrates with your business ecosystem.
Accounts payable
Accounts payable
Keep track of all your vendors and manage payments.
Keep track of all your vendors and manage payments.
Security
Safety and Security
Safety and Security
Safety and Security
Safety and Security
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Fraud Protection
Protect your account with built-in fraud monitoring to prevent unauthorized activity.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Account Security
Add an additional layer of security by enabling 2FA on your account.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
Secure Data
Reliability and security at the core of your banking¹ experience.
FAQ
Your questions answered
Your questions answered
Your questions answered
Your questions answered
How is Ruby different from other financial solutions?
Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.
What businesses can use Ruby?
Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.
Is there any cost to use Ruby products and services?
There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."
Is Ruby a bank?
Ruby is a financial technology company, not a bank. Banking services provided by partner bank.
How can I ensure my account is secure?
Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.
How is Ruby different from other financial solutions?
Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.
What businesses can use Ruby?
Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.
Is there any cost to use Ruby products and services?
There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."
Is Ruby a bank?
Ruby is a financial technology company, not a bank. Banking services provided by partner bank.
How can I ensure my account is secure?
Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.
How is Ruby different from other financial solutions?
Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.
What businesses can use Ruby?
Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.
Is there any cost to use Ruby products and services?
There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."
Is Ruby a bank?
Ruby is a financial technology company, not a bank. Banking services provided by partner bank.
How can I ensure my account is secure?
Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.
How is Ruby different from other financial solutions?
Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.
What businesses can use Ruby?
Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.
Is there any cost to use Ruby products and services?
There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."
Is Ruby a bank?
Ruby is a financial technology company, not a bank. Banking services provided by partner bank.
How can I ensure my account is secure?
Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Partner with Ruby to streamline your business with advanced insights and tools
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Partner Bank. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Partner Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Partner Bank. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Partner Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Partner Bank. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Partner Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Partner Bank. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Partner Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.
Disclaimers and footnotes:
1. Ruby is a financial technology company,not a bank. Banking services are provided by Partner Bank. Please note that FDIC insurance coverage is per bank and the Bank may support multiple financial technology companies, which may affect your insurance coverage.
2. Ruby Virtual Mastercard® Debit Card is issued by Partner Bank pursuant to a license from Mastercard International Incorporated and may be used anywhere Mastercard® is accepted.
©2024 Ruby Card Inc. All rights reserved.