Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Benefits

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Features

Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Features

Complete financial management in one platform

Complete financial management in one platform

Complete financial management in one platform

Complete financial management in one platform

Spend Management
Spend Management
Spend Management
Granular control over your spend with virtual cards2 and real-time analytics.
Granular control over your spend with virtual cards2 and real-time analytics.
Interoperability
Interoperability

Ruby syncs and integrates with your business ecosystem.

Ruby syncs and integrates with your business ecosystem.

Accounts payable
Accounts payable

Keep track of all your vendors and manage payments.

Keep track of all your vendors and manage payments.

Security

Safety and Security

Safety and Security

Safety and Security

Safety and Security

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

FAQ

Your questions answered

Your questions answered

Your questions answered

Your questions answered

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools