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Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Centralized hub for your financial operations

Benefits

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

Optimize your business with data-driven decisions, automatic vendor fee recovery and chargeback resolution

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

All in one

Essential financial and business tools.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Intelligent automations

Advanced software to save you time.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Seamless experience

Intuitive design to simplify your workflows.

Features

Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business
Banking1 , analytics, and software seamlessly integrated to streamline your business

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

All the financial tools you need in one place

Optimize your business operations with a full suite of financial tools to keep your business running smoothly.

• Physical and virtual cards2 for your team

• Pay vendors via ACH at no cost

• Custom groups to keep track of spend

• Real-time analytics on expenses and income

• Seamlessly manage and pay invoices

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Chargeback resolution

Simply link your account and let Ruby manage and automatically resolve your chargebacks. • Automatic chargeback detection and resolution • Hassle-free setup, ready in minutes • Intuitive dashboard with real-time analytics • Easily track the status of all your chargebacks • Hours of manual work saved

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Audits & Reimbursement

Use Ruby’s software to automatically audit and claim reimbursements from your marketplaces, 3PL, payment processors and more. • Recover erroneous & hidden fees charged to your business • Ruby automatically files claim with vendor • Track the status of all rebates filed • Save on shipping and logistics costs • Covering vendors like Amazon, Shopify, FedEx, UPS, 3PLs, and more

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Detailed business insights

Centralize business and finance data in one place by syncing Ruby with your ecosystem. • Integrate commerce data all in one place • Combine spend and commerce data for detailed analytics • Supporting vendors in commerce, logistics, and finance • Embedded accounting catered to your business • Real-time data on profit loss and other key metrics

Features

Complete financial management in one platform

Complete financial management in one platform

Complete financial management in one platform

Complete financial management in one platform

Open account

Spend Management
Spend Management
Spend Management
Granular control over your spend with virtual cards2 and real-time analytics.
Granular control over your spend with virtual cards2 and real-time analytics.
Interoperability
Interoperability

Ruby syncs and integrates with your business ecosystem.

Ruby syncs and integrates with your business ecosystem.

Accounts payable
Accounts payable

Keep track of all your vendors and manage payments.

Keep track of all your vendors and manage payments.

Security

Safety and Security

Safety and Security

Safety and Security

Safety and Security

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Fraud Protection

Protect your account with built-in fraud monitoring to prevent unauthorized activity.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Account Security

Add an additional layer of security by enabling 2FA on your account.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

Secure Data

Reliability and security at the core of your banking¹ experience.

FAQ

Your questions answered

Your questions answered

Your questions answered

Your questions answered

What is Ruby?

Ruby is an all-in-one financial solution that unifies banking¹ and commerce data for online businesses to give you the insights you need to make better financial decisions. Our software streamlines financial workflows, and our advanced solutions like automated vendor audits, fee recovery, and chargeback resolutions save time and money, allowing businesses to focus on growth. Ruby is your central hub for managing your finances.

How is Ruby different from other financial solutions?

Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.

What businesses can use Ruby?

Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.

Is there any cost to use Ruby products and services?

There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."

Is Ruby a bank?

Ruby is a financial technology company, not a bank. Banking services provided by partner bank.

How can I ensure my account is secure?

Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.

What is Ruby?

Ruby is an all-in-one financial solution that unifies banking¹ and commerce data for online businesses to give you the insights you need to make better financial decisions. Our software streamlines financial workflows, and our advanced solutions like automated vendor audits, fee recovery, and chargeback resolutions save time and money, allowing businesses to focus on growth. Ruby is your central hub for managing your finances.

How is Ruby different from other financial solutions?

Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.

What businesses can use Ruby?

Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.

Is there any cost to use Ruby products and services?

There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."

Is Ruby a bank?

Ruby is a financial technology company, not a bank. Banking services provided by partner bank.

How can I ensure my account is secure?

Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.

What is Ruby?

Ruby is an all-in-one financial solution that unifies banking¹ and commerce data for online businesses to give you the insights you need to make better financial decisions. Our software streamlines financial workflows, and our advanced solutions like automated vendor audits, fee recovery, and chargeback resolutions save time and money, allowing businesses to focus on growth. Ruby is your central hub for managing your finances.

How is Ruby different from other financial solutions?

Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.

What businesses can use Ruby?

Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.

Is there any cost to use Ruby products and services?

There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."

Is Ruby a bank?

Ruby is a financial technology company, not a bank. Banking services provided by partner bank.

How can I ensure my account is secure?

Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.

What is Ruby?

Ruby is an all-in-one financial solution that unifies banking¹ and commerce data for online businesses to give you the insights you need to make better financial decisions. Our software streamlines financial workflows, and our advanced solutions like automated vendor audits, fee recovery, and chargeback resolutions save time and money, allowing businesses to focus on growth. Ruby is your central hub for managing your finances.

How is Ruby different from other financial solutions?

Ruby stands out from other banking¹ platforms by offering an all-in-one integrated financial platform that unifies your banking¹ activities with essential business operations. For instance, Ruby streamlines the management of your financial tasks by consolidating banking¹, commerce data, and financial insights into one platform. It automates routine processes like spend management, vendor audits and fee recovery, automated chargeback management, tracks all transactions across major marketplaces and payment platforms, and provides real-time financial analytics. This cohesive approach not only saves you valuable time but also enhances your operational efficiency and financial clarity.

What businesses can use Ruby?

Ruby is available to US registered businesses including corporations, limited liability companies (LLCs), partnerships, and sole proprietorships. Ruby can be used by businesses of any size ranging from small businesses to large enterprise operations.

Is there any cost to use Ruby products and services?

There is no minimum opening deposit and no maintenance fees for Ruby banking¹ . As your business grows, we offer paid plans to choose from."

Is Ruby a bank?

Ruby is a financial technology company, not a bank. Banking services provided by partner bank.

How can I ensure my account is secure?

Ruby employs several robust measures to ensure your safety and security. All accounts require Two-Factor Authentication (2FA) for an added layer of protection. Additionally, our platform includes built-in fraud controls to monitor and prevent unauthorized activity. If you encounter any security concerns or need assistance, our dedicated support team is available to assist.

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools

Partner with Ruby to streamline your business with advanced insights and tools